Software Engineer II, Back-end (Card Mgmt & Transaction Processing)

Summary

Affirm provides a clear and predictable way for people to pay over time, including through its growing Affirm Card products. The Software Engineer II will build and operate backend systems for card issuing, authorization, transaction processing, account and card lifecycle management, tokenization, and platform security. The role involves delivering reliable systems at scale while collaborating with product and cross-functional teams.

Responsibilities

• With the support of your team’s tech lead and manager, you will break down larger projects into individual tasks, deliver them in multiple phases, and collaborate with others to ensure timely delivery of your work
• You will support your peers and stakeholders in the product development lifecycle by collaborating with product management, design & analytics by participating in ideation, articulating technical constraints, and partnering on decisions that properly consider risks and trade-offs
• You will support the operations and availability of your team’s artifacts by creating and monitoring metrics, escalating when needed, and supporting “keep the lights on” & on-call efforts
• You will contribute to a sense of community on your team by engaging in growth and development activities such as participation in the interview process

Skills

• You have a total of 1.5+ years of experience as a software engineer
• You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin
• You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes
• You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code
• You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team
• This position requires either equivalent practical experience or a Bachelor's degree in a related field

Qualifications

Must Haves

• You have a total of 1.5+ years of experience as a software engineer
• You have experience designing, developing and launching backend systems and are proficient in one of Python or Kotlin
• You are familiar with the building blocks of distributed systems, and the technologies like AWS, MySQL and Kubernetes
• You have mastered taking a simple problem or business scenario into a solution that interacts with multiple software components, and executing on it by writing clear, easily understood, well tested and extensible code
• You are comfortable navigating a large code base, debugging others' code, and providing feedback to other engineers through code reviews
• Your experience demonstrates that you take ownership of your growth, proactively seeking feedback from your team, your manager, and your stakeholders
• You have strong verbal and written communication skills that support effective collaboration with our global engineering team
• This position requires either equivalent practical experience or a Bachelor's degree in a related field

Benefits

• Equity rewards may be included in the total compensation package.
• Monthly stipends for health, wellness and tech spending.
• 100% subsidized medical coverage, dental and vision for you and your dependents.
• Remote-first work with flexibility built in; most roles can be done from almost anywhere within the country of employment.
• Health coverage at no cost: We cover 100% of premiums for employees and their dependents.
• Monthly stipends support your tech setup, and the ability to choose health and wellness options that are right for you.
• Flexible time off and generous holiday calendars.
• Employee stock purchase plan (ESPP) lets you buy Affirm stock at a discount.