Credit Analyst I

Summary

Foundation Finance Company, LLC is a consumer finance company providing customer-focused financing options through home improvement contractors. The Credit Analyst I processes loan applications, evaluates credit risk, underwrites according to company policies, supports dealers, and develops underwriting skills while meeting volume and quality goals.

Responsibilities

• Process new loan applications
• Gather data to determine and evaluate credit risk
• Underwrite in adherence with company policies and procedures
• Communicate with dealers to answer questions, resolve issues, and provide information
• Work with management to develop underwriting skills and achieve higher levels of decision authority
• Maintain up-to-date knowledge of current compliance and lending regulations
• Work with management to develop understanding of company stipulation policy and assist with stipulation review on an as needed basis
• Maintain existing business and develop new business by building strong dealer relationships
• Other duties as assigned by management. Must be able to come to work promptly and regularly. Must be able to take direction and work well with others. Must be able to work under the stress of deadlines. Must be able to concentrate and perform accurately. Must be able to react to change productively

Skills

• # **This posting is for PST zone candidates only**
• # **Working Schedule:** * 8:30am - 5:00pm PST (Monday - Friday) * One late shift per week 10:30am - 7:00pm PST * One rotating Saturday shift per month 6:00am - 2:30pm PST
• # **Minimum Qualifications:** * Bachelor's degree in business, finance, communication, marketing or related field OR 2 years' experience in underwriting or lending. * Must have professional phone presence and excellent verbal and written communication skills. * Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. * Ability to write reports, business correspondence, and procedure manuals. * To perform this job successfully, an individual should have knowledge of Microsoft Office (Word, Excel, PowerPoint, Outlook, and Internet Explorer)
• Foundation Finance Company LLC requires that remote employees must reside in one of the following states to be considered for any of our remote positions: AL, AR, AZ, CO, FL, GA, IL, IN, KY, LA, MD, MI, MN, MO, MS, NC, NJ, NV, NY, OH, OK, OR, SC, TN, TX, UT, VA, WA, and WI

Qualifications

Must Haves

• # **This posting is for PST zone candidates only**
• # **Working Schedule:** * 8:30am - 5:00pm PST (Monday - Friday) * One late shift per week 10:30am - 7:00pm PST * One rotating Saturday shift per month 6:00am - 2:30pm PST
• # **Minimum Qualifications:** * Bachelor's degree in business, finance, communication, marketing or related field OR 2 years' experience in underwriting or lending. * Must have professional phone presence and excellent verbal and written communication skills. * Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or governmental regulations. * Ability to write reports, business correspondence, and procedure manuals. * To perform this job successfully, an individual should have knowledge of Microsoft Office (Word, Excel, PowerPoint, Outlook, and Internet Explorer)
• Foundation Finance Company LLC requires that remote employees must reside in one of the following states to be considered for any of our remote positions: AL, AR, AZ, CO, FL, GA, IL, IN, KY, LA, MD, MI, MN, MO, MS, NC, NJ, NV, NY, OH, OK, OR, SC, TN, TX, UT, VA, WA, and WI

Benefits

• Day-one Health Benefits (medical, dental, vision, and flexible spending options like HSA or FSA accounts).
• 401(k) with company match enrollment on day-one.
• Paid, Sick and Volunteer Time Off
• Paid Parental Leave Options
• Employer Paid Life and Disability
• Wellbeing on Demand Program
• Flexible Work Environment with a casual dress code