Mid-Level Decision Science Analyst - P&C Analytics

Summary

USAA is a financial services company focused on helping military members and their families achieve financial security. The Mid-Level Decision Science Analyst will optimize underwriting strategies within the personal lines Property & Casualty business by acquiring, transforming, and analyzing complex data. The role will produce actionable insights that inform risk management, business decisions, and profitable growth.

Responsibilities

• Leverages intermediate and some advanced business, analytical and technical knowledge to participate in discussions with cross functional teams to understand and collaborate on business objectives and influence solution strategies
• Applies advanced analytical techniques to solve business problems that are typically medium to large scale with impact to current and/or future business strategy
• Applies innovative and scientific/quantitative analytical approaches to draw conclusions and make 'insight to action' recommendations to answer the business objective and drive the appropriate change
• Translates recommendation into communication materials to effectively present to colleagues for peer review and mid-to-upper-level management
• Incorporates visualization techniques to support the relevant points of the analysis and ease the understanding for less technical audiences
• Identifies and gathers the relevant and quality data sources required to fully answer and address the problem for the recommended strategy through testing or exploratory data analysis (EDA)
• Integrates/transforms disparate data sources and determines the appropriate data hygiene techniques to apply
• Thoroughly documents assumptions, methodology, validation and testing to facilitate peer reviews and compliance requirements
• Understands and adopts emerging technology that can affect the application of scientific methodologies and/or quantitative analytical approaches to problem resolutions
• Delivers analysis/findings in a manner that conveys understanding, influences mid to upper level management, garners support for recommendations, drives business decisions, and influences business strategy
• Ensures risks associated with business activities are effectively identified, measured, monitored, and controlled in accordance with risk and compliance policies and procedures

Skills

• Bachelor's degree in quantitative analytics field such as Economics, Finance, Statistics, Mathematics, Actuarial Sciences, Operations Research, Data and/or Business Analysis, Data Science or other quantitative discipline; OR 4 years of related experience in statistics, mathematics or quantitative analytics (in addition to the minimum years of experience required) may be substituted in lieu of degree
• 4 years of experience in data/analytics or functional business experience within the respective industry of responsibility (i.e. P&C, Bank, Finance) OR Advanced degree in quantitative analytics field such as Economics, Finance, Statistics, Mathematics, Actuarial Sciences, Operations Research, Data and/or Business Analysis, Data Science or other quantitative discipline with 2 years experience in data/analytics or functional business experience within the respective industry of responsibility (i.e. P&C, Bank, Finance)
• Demonstrates competency in mathematical and statistical techniques and approaches used to drive fact-based decision-making
• Intermediate and some advanced knowledge of data analysis tools, data visualization, developing analysis queries and procedures in SQL, SAS, BI tools or other analysis software, and relevant industry data & methods and ability to connect external insights to business problems
• USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.)
• Working experience with analytical work supporting Core P&C Insurance Functions
• Working experience using Python for data analysis
• Experience with storytelling with data/ presentation of analytical insights to non-technical audiences
• Working understanding of statistical modeling principles and the ability to interpret model outputs to derive actionable business insights
• Demonstrates a desire to continuously learn and refine analytical techniques and P&C insurance business acumen
• US military experience through military service or a military spouse/domestic partner

Qualifications

Must Haves

• Bachelor's degree in quantitative analytics field such as Economics, Finance, Statistics, Mathematics, Actuarial Sciences, Operations Research, Data and/or Business Analysis, Data Science or other quantitative discipline; OR 4 years of related experience in statistics, mathematics or quantitative analytics (in addition to the minimum years of experience required) may be substituted in lieu of degree
• 4 years of experience in data/analytics or functional business experience within the respective industry of responsibility (i.e. P&C, Bank, Finance) OR Advanced degree in quantitative analytics field such as Economics, Finance, Statistics, Mathematics, Actuarial Sciences, Operations Research, Data and/or Business Analysis, Data Science or other quantitative discipline with 2 years experience in data/analytics or functional business experience within the respective industry of responsibility (i.e. P&C, Bank, Finance)
• Demonstrates competency in mathematical and statistical techniques and approaches used to drive fact-based decision-making
• Intermediate and some advanced knowledge of data analysis tools, data visualization, developing analysis queries and procedures in SQL, SAS, BI tools or other analysis software, and relevant industry data & methods and ability to connect external insights to business problems
• USAA does not provide visa sponsorship for this role. Please do not apply for this role if at any time (now or in the future) you will need immigration support (i.e., H-1B, TN, STEM OPT Training Plans, etc.)

Nice to Haves

• Working experience with analytical work supporting Core P&C Insurance Functions
• Working experience using Python for data analysis
• Experience with storytelling with data/ presentation of analytical insights to non-technical audiences
• Working understanding of statistical modeling principles and the ability to interpret model outputs to derive actionable business insights
• Demonstrates a desire to continuously learn and refine analytical techniques and P&C insurance business acumen
• US military experience through military service or a military spouse/domestic partner

Benefits

• Remote or hybrid flexibility for active-duty military spouses consistent with applicable policy and business needs.
• Employees may be eligible for pay incentives based on overall corporate and individual performance and at the discretion of the USAA Board of Directors.
• Comprehensive medical, dental and vision plans
• 401(k)
• Pension
• Life insurance
• Parental benefits
• Adoption assistance
• Paid time off program with paid holidays plus 16 paid volunteer hours
• Various wellness programs
• Career path planning and continuing education assists employees with their professional goals.