Financial Operations Analyst

Summary

Ande is an AI-native platform connecting enterprises and hospitality across the booking experience. The Financial Operations Analyst will own the company’s AML/KYB compliance program while supporting financial operations, treasury, payment processing, and cross-functional finance initiatives.

Responsibilities

• Serve as the day-to-day owner of the Company's AML/KYB compliance program, executing the policies and procedures set by the AML Compliance Person (CFO/VP of Finance)
• Manage customer due diligence: collect and verify beneficial ownership, business registration, tax status, and banking documentation
• Perform sanctions and adverse media screening (OFAC SDN list, PEP checks) for new and existing customers, escalating potential matches per policy
• Apply and maintain the customer risk-rating framework (duration of operation, legal structure, beneficial ownership) and trigger Enhanced Due Diligence (EDD) for medium- and high-risk accounts
• Conduct ongoing transaction monitoring for red flags (structuring, split transfers, high-risk geographies, unusual wire activity) and escalate suspicious activity through the alert-handling workflow
• Maintain AML program documentation: policy updates, onboarding checklists, training materials, and recordkeeping in line with BSA retention requirements
• Coordinate annual AML training for employees and maintain training records
• Own end-to-end program management for cross-functional finance and compliance initiatives, from scoping through implementation and rollout
• Build and maintain project plans, timelines, and status trackers for AML and other finance initiatives, keeping stakeholders aligned and unblocked
• Coordinate across Finance, Legal/Compliance, and business teams to drive projects to completion, surfacing risks and dependencies early
• Support bank account verification and ownership checks as part of customer and vendor onboarding
• Assist with onboarding of new banking partners, payment processors, and vendors, including contract tracking and renewal timelines
• Process and review wire transfers, ACH payments, and intercompany transfers, ensuring accuracy and appropriate approvals
• Monitor fees, rates, and terms across banking and payment relationships, flagging opportunities for improvement
• Help evaluate and implement new tools, including AI tools, to improve the efficiency of compliance and treasury operations

Skills

• Bachelor's degree required
• 3-5 years of relevant experience in AML/compliance program management, financial operations, or treasury, ideally within a fast-paced or high-growth environment
• Comfort with modern finance and compliance tools, plus genuine interest in using AI tools (Claude, ChatGPT, or similar) to streamline due diligence, monitoring, reporting, and process documentation
• Demonstrated ability to manage multiple concurrent compliance and operational initiatives, keeping cross-functional stakeholders aligned and driving work to completion without heavy oversight
• Highly organized with strong attention to detail
• Ability to clearly document processes and communicate status, risks, and blockers to stakeholders across Finance and the broader business
• Comfortable operating with a fair amount of autonomy, proactively flagging issues and proposing solutions rather than waiting to be told what to do
• Finance, Accounting, Legal, Engineering, or Computer Science preferred
• Ideally within a fast-paced or high-growth environment
• Prior exposure to AML or KYB processes is a plus

Qualifications

Must Haves

• Bachelor's degree required
• 3-5 years of relevant experience in AML/compliance program management, financial operations, or treasury, ideally within a fast-paced or high-growth environment
• Comfort with modern finance and compliance tools, plus genuine interest in using AI tools (Claude, ChatGPT, or similar) to streamline due diligence, monitoring, reporting, and process documentation
• Demonstrated ability to manage multiple concurrent compliance and operational initiatives, keeping cross-functional stakeholders aligned and driving work to completion without heavy oversight
• Highly organized with strong attention to detail
• Ability to clearly document processes and communicate status, risks, and blockers to stakeholders across Finance and the broader business
• Comfortable operating with a fair amount of autonomy, proactively flagging issues and proposing solutions rather than waiting to be told what to do

Nice to Haves

• Finance, Accounting, Legal, Engineering, or Computer Science preferred
• ideally within a fast-paced or high-growth environment
• prior exposure to AML or KYB processes is a plus

Benefits

• Optional in-person work in New York or San Francisco, or fully remote work