Military SkillBridge Internship - Commercial Banking Credit Analyst

Summary

Chamberlain Advisors is seeking dedicated and motivated active-duty military veterans for a Military SkillBridge Internship in Commercial Banking as a Credit Analyst. This role provides an opportunity to leverage military leadership and analytical skills in finance, with responsibilities including financial analysis, risk assessment, credit scoring, report preparation, and effective communication with borrowers and colleagues.

Responsibilities

• Credit analysts evaluate the financial health of businesses by analyzing their financial statements, cash flow, and other relevant data. They assess factors like revenue trends, profit margins, debt levels, and liquidity to determine the borrower's ability to repay loans
• These analysts assess the risk associated with lending to a particular borrower. They consider industry trends, market conditions, and the borrower's credit history to determine the likelihood of repayment. By identifying potential risks, they help the bank make informed lending decisions
• Credit analysts use various scoring models to quantify the creditworthiness of applicants. They assign credit scores based on factors such as payment history, credit utilization, and length of credit history. These scores assist in standardizing the evaluation process
• Credit analysts compile their findings into detailed reports that outline their assessment of the applicant's creditworthiness. These reports often include financial ratios, risk analysis, and recommendations for loan terms or credit limits. These reports help senior decision-makers in the bank approve or decline loan applications
• Effective communication is crucial in this role. Credit analysts interact with borrowers to gather additional information, clarify financial details, and discuss potential concerns. They also collaborate with colleagues, such as loan officers and underwriters, to ensure a comprehensive evaluation of each application

Skills

• 3-5 years of active duty military leadership experience
• Strong preference for combat arms
• Passion to start a career in finance and commercial banking
• Honorable service and exemplary service evaluations
• Desire for leadership opportunities in the finance world after proving ability to 'run through walls' in the short term
• Willingness to virtually attend a no-cost financial modeling certification program and test prior to transition

Qualifications

Must Haves

• 3-5 years of active duty military leadership experience
• Strong preference for combat arms
• Passion to start a career in finance and commercial banking
• Honorable service and exemplary service evaluations
• Desire for leadership opportunities in the finance world after proving ability to 'run through walls' in the short term
• Willingness to virtually attend a no-cost financial modeling certification program and test prior to transition