Risk Analyst

Summary

Check is rebuilding payroll infrastructure by powering businesses that provide embedded payroll services. The Risk Analyst will own company reviews, payroll monitoring, and fraud escalation, while analyzing risk signals, resolving incidents, documenting processes, and supporting process-improvement initiatives.

Responsibilities

• Own and execute company reviews, payroll monitoring, and related processes with precision and clear communication across teams, partners, and customers
• Analyze data to spot and act on emerging risk signals for companies and payrolls
• Mitigate fraud incidents (account takeover, first-party fraud, impersonation, etc.), document insights, and drive resolutions with cross-functional teams
• Contribute to documentation and process feedback loops as you build domain expertise
• Support ad hoc analyses and small process-improvement projects alongside the team's senior analysts

Skills

• 1-3 years of experience in risk and fraud investigation or a similar fintech analytics role
• Detail-oriented working style and ability to manage investigations from start to finish
• Excellent time management skills and ability to handle multiple cases simultaneously
• Clear and professional communication with internal teams and external parties
• Experience working in a fast-paced, data-driven environment and/or out of a busy queue
• Comfort making judgment calls under ambiguity: knowing when to escalate versus resolve a case independently, without a hard rule for every edge case
• An AI-adopter mindset, capable of iterating to solve complex problems and questioning / digging deeper on the output you receive
• Ability to attend our annual 3-day company offsite in the spring
• Curiousity and willingness to learn new tools and skills (SQL experience is a plus, but not required)

Qualifications

Must Haves

• 1-3 years of experience in risk and fraud investigation or a similar fintech analytics role
• Detail-oriented working style and ability to manage investigations from start to finish
• Excellent time management skills and ability to handle multiple cases simultaneously
• Clear and professional communication with internal teams and external parties
• Experience working in a fast-paced, data-driven environment and/or out of a busy queue
• Comfort making judgment calls under ambiguity: knowing when to escalate versus resolve a case independently, without a hard rule for every edge case
• An AI-adopter mindset, capable of iterating to solve complex problems and questioning / digging deeper on the output you receive
• Ability to attend our annual 3-day company offsite in the spring

Nice to Haves

• Curiousity and willingness to learn new tools and skills (SQL experience is a plus, but not required)

Benefits

• Offers Equity
• Remote work
• Opportunities to attend team offsites, events, and hackathons throughout the year
• Annual 3-day company retreat in the spring
• For in-office and hybrid employees, meals are provided on Tuesdays and Thursdays
• Regular happy hours, game nights, and other in-person events for in-office and hybrid employees