Underwriting Associate - Large Accounts

Summary

EMC Insurance Companies is seeking a Large Accounts Underwriting Associate to support profitable growth in its commercial insurance portfolio. The role involves analyzing complex account risks, preparing renewals and new business submissions, supporting pricing and policy decisions, and maintaining strong relationships with agents, brokers, and internal partners.

Responsibilities

• Lead renewal preparation for an assigned portfolio, supporting profitability, retention, and pricing objectives
• Evaluate account risk profiles and determine renewal eligibility according to underwriting guidelines
• Identify items outside authority and prepare analysis to support approval decisions
• Ensure submission quality by validating classifications, reviewing loss runs, and coordinating rating activities
• Receive, triage, and prepare new business submissions for underwriter evaluation
• Apply underwriting-directed pricing updates and assemble proposal materials for review
• Build strong relationships with agents and brokers to support retention and new business growth
• Serve as a primary contact for agent inquiries, resolving endorsement, renewal, and policy-related issues
• Review and approve endorsements, reinstatements, and cancellations within established authority
• Assess the impact of policy changes by analyzing coverage, claims history, and loss experience
• Partner with internal teams to deliver timely solutions for agents and insureds
• Provide operational and underwriting support while developing expertise in EMC's underwriting appetite, tools, and systems

Skills

• This position can be performed remotely for candidates who reside in Kansas City, MO, Wichita, KS, Dallas, TX, or Arizona
• Associate degree or equivalent relevant experience
• One year of insurance industry experience or related experience
• Bachelor's degree may be considered in lieu of the insurance industry experience requirement
• Attention to detail and accurate data entry skills
• Good personal computer skills with proficiency in Microsoft products
• General knowledge of insurance terminology
• Good problem-solving and decision-making skills
• Excellent customer service and communication skills
• Strong organizational and time management skills
• Strong negotiation skills
• Ability to work in a team setting as well as independently
• Occasional travel; a valid driver's license with an acceptable motor vehicle report per company standards required if driving
• Experience supporting large commercial accounts, including $500K+ premium accounts, loss-sensitive programs, and complex risk exposures, strongly preferred

Qualifications

Must Haves

• This position can be performed remotely for candidates who reside in Kansas City, MO, Wichita, KS, Dallas, TX, or Arizona
• Associate degree or equivalent relevant experience
• One year of insurance industry experience or related experience
• Bachelor's degree may be considered in lieu of the insurance industry experience requirement
• Attention to detail and accurate data entry skills
• Good personal computer skills with proficiency in Microsoft products
• General knowledge of insurance terminology
• Good problem-solving and decision-making skills
• Excellent customer service and communication skills
• Strong organizational and time management skills
• Strong negotiation skills
• Ability to work in a team setting as well as independently
• Occasional travel; a valid driver's license with an acceptable motor vehicle report per company standards required if driving

Nice to Haves

• Experience supporting large commercial accounts, including $500K+ premium accounts, loss-sensitive programs, and complex risk exposures, strongly preferred

Benefits

• This position can be performed remotely for candidates who reside in Kansas City, MO, Wichita, KS, Dallas, TX, or Arizona