State Filings Analyst

Summary

MSIG USA is a U.S.-based commercial insurance provider and subsidiary of MS&AD Insurance Group Holdings, Inc. The State Filings Analyst will prepare, submit, manage, and track insurance product filings across U.S. state insurance departments while supporting regulatory compliance and product initiatives. The role also develops standardized filing processes, maintains filing records and form libraries, and coordinates with cross-functional teams and regulators.

Responsibilities

• Serve as a key contributor to the development and maturation of an in-house state filings team by designing, implementing, and maintaining standardized state filings processes, documentation, and continuous process improvement initiatives across the filings function
• Prepare and submit insurance filings (rates, rules, forms, endorsements, and supporting documentation) to state insurance departments
• Manage filings through SERFF, FilingRamp, and other state-specific regulatory systems
• Assist with the development, maintenance, and governance of company form numbering standards and conventions. Maintain accurate and up-to-date form libraries, ensuring forms, endorsements, and related documents are properly cataloged, version controlled, and aligned with approved filing records
• Interpret state regulations, bulletins, and filing instructions to determine filing requirements and exemptions
• Coordinate with state filings specialists, actuarial, underwriting, legal, compliance, and product teams to collect required filing materials
• Track filing status, objections, approvals, and effective dates using internal systems and trackers
• Draft and submit responses to regulator objections and inquiries in collaboration with subject matter experts and state filings specialists
• Maintain organized and audit-ready filing records, form inventories, and correspondence

Skills

• * **Education:** Bachelor's degree or equivalent work experience
• * **Experience:** 3–5+ years of experience in insurance regulatory filings, compliance, or related insurance operations
• * **Regulatory Knowledge:** Working knowledge of U.S. insurance regulations and multi-state filing requirements
• * **Systems:** Experience using SERFF and iFile platforms
• * **Attention to Detail:** Strong attention to detail and ability to manage multiple priorities and deadlines
• * **Communication:** Clear written and verbal communication skills
• * **Teamwork:** Ability to work independently and as part of a team
• * **Technical Proficiency:** Proficiency in Microsoft Office (Excel, Word, Outlook); experience with SharePoint or tracking tools a plus

Qualifications

Must Haves

• * **Education:** Bachelor's degree or equivalent work experience
• * **Experience:** 3–5+ years of experience in insurance regulatory filings, compliance, or related insurance operations
• * **Regulatory Knowledge:** Working knowledge of U.S. insurance regulations and multi-state filing requirements
• * **Systems:** Experience using SERFF and iFile platforms
• * **Attention to Detail:** Strong attention to detail and ability to manage multiple priorities and deadlines
• * **Communication:** Clear written and verbal communication skills
• * **Teamwork:** Ability to work independently and as part of a team

Nice to Haves

• * **Technical Proficiency:** Proficiency in Microsoft Office (Excel, Word, Outlook); experience with SharePoint or tracking tools a plus

Benefits

• Healthcare and Retirement Benefits
• Comprehensive medical, dental, and vision coverage
• 401(k) with a generous employer match and profit-sharing contribution
• Wellness incentive program
• Life and accidental death and dismemberment (AD&D) insurance
• Flexible spending programs
• Short-term and long-term disability plans
• Paid time off program
• Paid charitable leave
• Paid parental leave
• Tuition reimbursement program
• Personal insurance (auto/homeowners) discounts
• Remote work