Summary
Radian Group Inc. is a trusted, global multi-line specialty insurer that helps businesses navigate risk with confidence. The Pricing Analyst III is responsible for analyzing Credit/Mortgage Insurance Pricing and developing pricing models while presenting findings to leadership. This role operates autonomously and involves significant data analysis and market trend evaluation.
Responsibilities
- Develop and enhance pricing analytics utilizing SAS, Python, Excel and Tableau related to projected portfolio returns, risk concentration and CRT performance. Present findings to Senior Leadership Team on a regular basis to influence pricing decisions
- Develop bespoke MI rate card pricing utilizing competitive intelligence, return thresholds, and desired portfolio composition to most efficiently deploy Radian's capital
- Perform ad hoc analysis related to mortgage insurance pricing, CRT portfolio analysis and competitive analysis
- Competitive Position Analytics: Perform analysis to adjust pricing as needed in order to maintain desired market share
- Collecting and maintaining MI pricing intelligence thru the development of databases. Assist in the research and implementation of market data and variables to enhance pricing and financial forecasts
- Perform other duties as assigned or apparent
Skills
- Degree Requirement: Bachelor's Degree or Equivalent Experience
- Work Experience: 4 or more years of prior work related experience
- Strong understanding of pricing/valuation/ROC concepts and methods
- Ability to prioritize tasks and handle multiple tasks under deadlines
- Ability to perform analysis and provide conclusions and recommendations
- Experience manipulating large data sets
- Attention to detail as demonstrated by effective time-management, good organizational skills and use of analytical thinking to solve problems
- Strong aptitude for analytics; demonstrated ability to draw value-added insights from large amounts of financial data
- Excellent oral and written communication skills and show a demonstrated ability to absorb information quickly
- Strong critical thinking
- Training / experience with Microsoft Office products; very high-level of proficiency with Microsoft Excel
- Ability to be a self-motivator and work independently, as well as work effectively with others
- Intellectually curious- is willing to question traditional ways of doing things and develop new approaches to old challenges
- High level of interest in learning and utilizing advanced analytical and statistical methods
- Demonstrated track record of success and increasing knowledge base
- Analytical experience within the mortgage banking, Reinsurance, or financial services industry strongly preferred
- Advanced knowledge of Python, SAS, or SQL, Snowflake, and AWS or a similar programming language
- Prior experience with data visualization tools such as Tableau or Power BI
Qualifications
Must Haves
- Degree Requirement: Bachelor's Degree or Equivalent Experience
- Work Experience: 4 or more years of prior work related experience
- Strong understanding of pricing/valuation/ROC concepts and methods
- Ability to prioritize tasks and handle multiple tasks under deadlines
- Ability to perform analysis and provide conclusions and recommendations
- Experience manipulating large data sets
- Attention to detail as demonstrated by effective time-management, good organizational skills and use of analytical thinking to solve problems
- Strong aptitude for analytics; demonstrated ability to draw value-added insights from large amounts of financial data
- Excellent oral and written communication skills and show a demonstrated ability to absorb information quickly
- Strong critical thinking
- Training / experience with Microsoft Office products; very high-level of proficiency with Microsoft Excel
- Ability to be a self-motivator and work independently, as well as work effectively with others
- Intellectually curious- is willing to question traditional ways of doing things and develop new approaches to old challenges
- High level of interest in learning and utilizing advanced analytical and statistical methods
- Demonstrated track record of success and increasing knowledge base
Nice to Haves
- Analytical experience within the mortgage banking, Reinsurance, or financial services industry strongly preferred
- Advanced knowledge of Python, SAS, or SQL, Snowflake, and AWS or a similar programming language
- Prior experience with data visualization tools such as Tableau or Power BI
Benefits
- Eligible to participate in an annual incentive program
- Eligible for 20 days of paid time off annually, prorated in the year of hire based on hire date
- Eligible for 9 paid holidays + 2 floating holidays
- Parental leave is also offered as an opportunity for all new parents
- Multiple medical plan choices, including HSA and FSA options
- Dental
- Vision
- Basic life insurance
- 401(k) with a top of market company match (immediately vested)
- Opportunity to participate in Radian’s Employee Stock Purchase Plan (ESPP)
- Homebuyer Perks program helps employees navigate the home searching, buying, selling, and refinancing processes and provides valuable financial benefits
- Benefits Page (visit for additional details)