2027 - Fraud and Compliance Intern

Summary

Transcard is a Chattanooga-based fintech company providing global payment orchestration solutions for banks, fintechs, and businesses. The Fraud and Compliance Intern will analyze fraud, compliance, and operational data, evaluate transaction monitoring and dispute processes, support risk assessments and sanctions screening, and develop actionable insights for the Fraud & Disputes Team.

Responsibilities

• Review and assess current monthly reports for accuracy and effectiveness
• Analyze existing data and reporting formats to identify improvement opportunities
• Recommend new data points to enhance reporting quality and insights
• Ensure reports are comprehensive, relevant, and user-friendly
• Assist in streamlining report creation and distribution processes
• Analyze performance of transaction monitoring rules
• Evaluate rule effectiveness and identify optimization opportunities
• Recommend rule adjustments or new implementations to improve detection
• Document findings clearly with actionable insights
• Present analysis and recommendations to the Fraud & Disputes Team
• Analyze cardholder disputes and supporting documentation
• Identify trends, patterns, and potential risk areas
• Recommend improvements to dispute management processes
• Ensure findings are accurate, relevant, and comprehensive
• Support presentation of insights to the Fraud & Disputes Team
• Conduct analysis of potentially suspicious merchant activity
• Synthesize findings into clear, actionable insights
• Present results to support fraud risk mitigation and decision-making
• Analyze large datasets across cardholder cohorts
• Identify trends and key risk or performance insights
• Translate findings into actionable recommendations
• Present insights to support risk and cost management decisions
• Conduct risk assessments, including adverse media reviews, document collection, and year-over-year transaction trend analysis
• Generate and analyze sanctions screening reports; support investigations by gathering and organizing data to determine true matches vs. false positives
• Monitor HubSpot activity related to terminated clients, ensuring accurate tracking and documentation of account status changes
• Support the development and enhancement of the Vendor Management program by collecting and analyzing data on vendor services and internal vendor ownership

Skills

• Experience with data analysis tools (e.g., SQL, Python, R, Tableau, Power BI)
• Strong analytical mindset with attention to detail and an interest in identifying patterns, anomalies, or risks
• Understanding of financial services, payments, or banking operations
• Familiarity with transaction monitoring or investigative processes
• Experience working with large datasets
• Ability to translate data into actionable insights
• Interest in fraud detection, AML (Anti-Money Laundering), or regulatory compliance
• Critical thinking and investigative mindset
• Experience with case management or reporting tools
• Knowledge of regulatory frameworks (e.g., KYC, BSA/AML concepts)
• Studying, or equivalent work experience (Finance, Accounting, Criminal Justice/Criminology, Economics Law, Business Administration/Management, Data Analytics/Data Science, Mathematics
• Candidate must reside in the US
• We are unable to offer visa sponsorship
• Bachelor's degree preferred

Qualifications

Must Haves

• Experience with data analysis tools (e.g., SQL, Python, R, Tableau, Power BI)
• Strong analytical mindset with attention to detail and an interest in identifying patterns, anomalies, or risks
• Understanding of financial services, payments, or banking operations
• Familiarity with transaction monitoring or investigative processes
• Experience working with large datasets
• Ability to translate data into actionable insights
• Interest in fraud detection, AML (Anti-Money Laundering), or regulatory compliance
• Critical thinking and investigative mindset
• Experience with case management or reporting tools
• Knowledge of regulatory frameworks (e.g., KYC, BSA/AML concepts)
• studying, or equivalent work experience (Finance, Accounting, Criminal Justice/Criminology, Economics Law, Business Administration/Management, Data Analytics/Data Science, Mathematics
• Candidate must reside in the US
• We are unable to offer visa sponsorship

Nice to Haves

• Bachelor's degree preferred

Benefits

• Meaningful projects utilized by the business
• Direct impact of your contribution and an inside perspective of your desired field while working alongside industry professionals
• Remote capabilities for qualified individuals
• Benefits starting the first of the month following the month of hire for full-time employees: Medical, Dental, & Vision, 401(k) Match, Paid Time Off, Life-Disability Insurance, and more