SIU Analyst - Specialist Auto

Summary

United Automobile Insurance Company is an established property and casualty insurance company focused on quality service, disciplined underwriting, and strategic claims handling. The SIU Analyst/Specialist supports the Special Investigations Unit through fraud identification, investigative research, analytical support, intelligence development, and collaboration with internal and external partners.

Responsibilities

• Review and analyze incoming SIU referrals for fraud indicators, investigative value, and supporting information
• Conduct preliminary research to assist SIU leadership with referral triage and investigative prioritization
• Provide investigative research and analytical support to SIU Investigators throughout the investigative process
• Research individuals, businesses, vehicles, properties, addresses, medical providers, attorneys, repair facilities, and other relevant entities using approved investigative resources
• Identify relationships, patterns, inconsistencies, prior claims, and potentially related activity
• Analyze claim and investigative data to identify emerging fraud trends, suspicious patterns, geographical concentrations, and potential organized activity
• Develop timelines, analytical summaries, link analyses, investigative leads, and intelligence reports
• Assist with proactive SIU initiatives and targeted reviews involving identified fraud trends or high-risk activity
• Support SIU reporting, dashboards, referral statistics, investigative outcomes, and trend analysis
• Prepare fraud alerts, intelligence summaries, and other analytical materials for SIU leadership and business units
• Participate in investigative roundtables and collaborate with Claims, Legal, Underwriting, Compliance, Law Enforcement, NICB, and other authorized partners as appropriate
• Maintain confidentiality and ensure all research and investigative activity comply with applicable laws, regulations, and company policies
• Monitor adjuster and department referral volume and quality to assess referral performance

Skills

• Strong analytical, investigative research, critical-thinking, and problem-solving skills
• Ability to recognize patterns, relationships, inconsistencies, and anomalies across multiple information sources
• Strong written and verbal communication skills with the ability to clearly summarize analytical findings
• Strong organizational skills with the ability to manage multiple priorities while maintaining accuracy and attention to detail
• Associate or bachelor's degree in a related field preferred and 2-3 years of related work experience
• Experience in insurance, claims, SIU, investigations, fraud analysis, intelligence analysis, law enforcement data analysis, or related field preferred
• Knowledge of P&C insurance claims and fraud indicators preferred
• Experience with investigative databases, public-record research, claim systems, spreadsheets, and analytical tools preferred

Qualifications

Must Haves

• Strong analytical, investigative research, critical-thinking, and problem-solving skills
• Ability to recognize patterns, relationships, inconsistencies, and anomalies across multiple information sources
• Strong written and verbal communication skills with the ability to clearly summarize analytical findings
• Strong organizational skills with the ability to manage multiple priorities while maintaining accuracy and attention to detail

Nice to Haves

• Associate or bachelor's degree in a related field preferred and 2-3 years of related work experience
• Experience in insurance, claims, SIU, investigations, fraud analysis, intelligence analysis, law enforcement data analysis, or related field preferred
• Knowledge of P&C insurance claims and fraud indicators preferred
• Experience with investigative databases, public-record research, claim systems, spreadsheets, and analytical tools preferred

Benefits

• 401(k) Retirement Savings Plan with employer match.
• Comprehensive Medical, Prescription Drug, Vision, and Dental Insurance
• Paid Time Off, Holidays, and Leave programs.
• Flexible spending accounts
• Basic Life Insurance and Voluntary Life/ADD
• Short Term and Long-Term Disability