Summary
AutoNation is an automotive retailer offering vehicles, financing, parts, and automotive services. CIG Financial, LLC is seeking a Credit Analyst to underwrite and review complex auto loan applications, communicate credit decisions, uphold fair lending practices, and maintain effective relationships with automotive dealerships and internal teams.
Responsibilities
- Review, analyze and underwrite complex auto loans within company guidelines
- Assist with negotiation of contracts based on lending guidelines
- Interact daily with automotive dealerships and gather information needed to make appropriate credit decisions with the ability to explain the rationale behind credit decisions made to dealerships and CIG Sales Managers if needed
- Build and maintain effective relationship with assigned automotive dealership base
- Build and maintain positive working relationship with peers and Sales Managers
Skills
- Knowledge of Consumer Auto Finance with 2 - 5 years of underwriting experience required
- Thorough knowledge of credit review process and credit scoring
- Strong analytical, organizational and time management skills
- Strong verbal and written communication skills
- Demonstrated ability to develop business relationships with dealer principals, Sales Team as well as Peers
- Strong negotiation and decision-making skills
Qualifications
Must Haves
- Knowledge of Consumer Auto Finance with 2 - 5 years of underwriting experience required
- Thorough knowledge of credit review process and credit scoring
- Strong analytical, organizational and time management skills
- Strong verbal and written communication skills
- Demonstrated ability to develop business relationships with dealer principals, Sales Team as well as Peers
- Strong negotiation and decision-making skills
Benefits
- Competitive compensation and 401k matching
- Insurance plans (health, dental, vision) and maternity benefits
- Associate purchase and discount programs for new and pre-owned vehicles, services, parts, collision, accessories, and AutoGear
- Access to deals and discounts through YouDecide, a website with offers from top providers and retailers
- Participation in the DRVPNK mission to raise and donate money to cancer research and treatment, partnering with cancer charities nationwide