Foreclosure Specialist II

Summary

LoanCare is a full-service mortgage loan subservicer serving financial institutions, investors, and homeowners. The Foreclosure Specialist II manages foreclosure documentation, calculations, timelines, investor requirements, and legal-process support while ensuring compliance and mitigating risk. The role also provides status reporting, resolutions, and internal support for foreclosure-related matters.

Responsibilities

• Responsible for document execution of various financial foreclosure documents required during the foreclosure process per Federal Compliance standards
• Beneficial to possess valid notary license
• Knowledgeable in agency, investor or insurer timelines and document requirements for judicial and non-judicial foreclosures
• Experienced in calculation and preparation of foreclosure judgment figures and state required documents
• Experienced Trial and Deposition knowledge and training beneficial
• Receives financial foreclosure documents via the LPS system
• Prints, reviews and executes the attorney provided foreclosure documents to prepare foreclosure loans for sheriff’s sale
• Calculates bidding instruction for nationwide foreclosure sales
• Reviews and provides HAMP certification nationwide notifications prior to foreclosure sale
• Ability to provide exceptional representation of LoanCare in a legal proceeding
• Works under general supervision applying well established techniques, procedures or specific standards
• Work reviewed for soundness of judgment and overall accuracy per company and federal compliance standards
• Executes policies at direction of supervisor and makes recommendations for change
• Internal/External contacts: Executive Management, Senior Management, Department Staff, Corporate Staff, Financial Institutions, Investors, Agencies, Approved Attorney Network
• All other duties as assigned

Skills

• * Beneficial to possess valid notary license
• * Knowledgeable in agency, investor or insurer timelines and document requirements for judicial and non-judicial foreclosures
• * Experienced in calculation and preparation of foreclosure judgment figures and state required documents
• * Ability to provide exceptional representation of LoanCare in a legal proceeding
• * High School Diploma or equivalent required
• * Some college or the combination of equivalent work experience, knowledge, skills and abilities related to the position requirements
• * Knowledge of mortgage banking, familiarity with RESPA, FFDCPA, GLBA, and federal and state laws related to foreclosure and bankruptcy processes
• * Previous Default servicing experience: 2-5 years of foreclosure or mortgage default related experience (Foreclosure preferred) or 1-3 years of experience with mortgage loan software highly desirable
• * Working knowledge of mortgage loan documentation, best servicing practices regarding foreclosure processing, default/foreclosure laws and regulations, including FNMA, FHLMC, FHA and VA
• * Strong professional and interpersonal communication skills verbally and through written electronic correspondence
• * Advanced multi-tasking and organizational skills with strong attention to detail
• * Ability to read legal terms and conditions and understand their meaning and how it applies to work processes
• * PC skills including, but not limited to, advanced Word, Excel, Access, Internet, MSP (LPS/Fidelity) application skills
• * Ability to meet strict deadlines and take direction from more senior paralegals and attorneys
• * Proven ability to prioritize workflow during high volumes and within critical timeframe
• * Self-starter who is able to work in a fast paced, multi-faceted environment
• * Previous experience in monitoring activity of multiple accounts assigned to outside counsel
• Working conditions are normal for an office environment
• Ability to attend work and be productive during normal business hours and to work early, late or weekend hours as needed for successful job performance
• Over time required as necessary
• Essential functions are the basic job duties that an employee must be able to perform, with or without reasonable accommodation
• * Experienced Trial and Deposition knowledge and training beneficial
• * College degree preferred in Business, Math, English, Legal or other related subject and/or equivalent work experience
• * Previous title work experience recommended

Qualifications

Must Haves

• * Beneficial to possess valid notary license
• * Knowledgeable in agency, investor or insurer timelines and document requirements for judicial and non-judicial foreclosures
• * Experienced in calculation and preparation of foreclosure judgment figures and state required documents
• * Ability to provide exceptional representation of LoanCare in a legal proceeding
• * High School Diploma or equivalent required
• * Some college or the combination of equivalent work experience, knowledge, skills and abilities related to the position requirements
• * Knowledge of mortgage banking, familiarity with RESPA, FFDCPA, GLBA, and federal and state laws related to foreclosure and bankruptcy processes
• * Previous Default servicing experience: 2-5 years of foreclosure or mortgage default related experience (Foreclosure preferred) or 1-3 years of experience with mortgage loan software highly desirable
• * Working knowledge of mortgage loan documentation, best servicing practices regarding foreclosure processing, default/foreclosure laws and regulations, including FNMA, FHLMC, FHA and VA
• * Strong professional and interpersonal communication skills verbally and through written electronic correspondence
• * Advanced multi-tasking and organizational skills with strong attention to detail
• * Ability to read legal terms and conditions and understand their meaning and how it applies to work processes
• * PC skills including, but not limited to, advanced Word, Excel, Access, Internet, MSP (LPS/Fidelity) application skills
• * Ability to meet strict deadlines and take direction from more senior paralegals and attorneys
• * Proven ability to prioritize workflow during high volumes and within critical timeframe
• * Self-starter who is able to work in a fast paced, multi-faceted environment
• * Previous experience in monitoring activity of multiple accounts assigned to outside counsel
• Working conditions are normal for an office environment
• Ability to attend work and be productive during normal business hours and to work early, late or weekend hours as needed for successful job performance
• Over time required as necessary
• Essential functions are the basic job duties that an employee must be able to perform, with or without reasonable accommodation

Nice to Haves

• * Experienced Trial and Deposition knowledge and training beneficial
• * College degree preferred in Business, Math, English, Legal or other related subject and/or equivalent work experience
• * Previous title work experience recommended

Benefits

• Optional medical, dental, vision, life, and disability insurance
• Paid holidays, vacation, and sick leave
• Fidelity National Financial matching 401(k) and employee stock purchase plans
• Access to mental health resources, including free Calm memberships, and initiatives that promote physical and emotional well-being
• Employee recognition programs that celebrate achievements and milestones
• Discounts on gym memberships, pet insurance, and employee purchasing programs
• Tuition reimbursement program that supports continued education and professional growth
• A culture that helps you thrive, with resources and support to fuel your growth
• Flexibility to work remotely, while staying connected through virtual engagement
• The necessary equipment is provided for remote employment