Capital Markets Analyst – Warehouse Finance

Summary

Pathward is a financial empowerment company focused on increasing financial access and opportunity. The Capital Markets Analyst will support warehouse lending and structured finance initiatives through operational management, financial analysis, transaction modeling, risk oversight, due diligence, and reporting.

Responsibilities

• Provides analytical and operational support in managing the bank’s warehouse lending business
• Leads day-to-day warehouse lending operations and reporting responsibilities including preparing advance / paydown requests and reviewing borrowing base and compliance reporting
• Assists in reviewing warehouse lending term sheets and legal documentation, assessing deal risk and return metrics, preparation of deal approval write ups, and presentations to the bank’s Executive Credit Committee
• Develops and executes ongoing controls, mitigation plans, testing, and oversight of the warehouse lending business
• Performs and presents periodic reviews on existing warehouse lending deals
• Identifies and implements new concepts, best practices and approaches related to warehouse lending reporting and operational & credit risk management
• Leads the development of warehouse lending performance reporting and credit risk management oversight
• Assists in overseeing all third-party warehouse lending financial and operational audits
• Assists in structured finance transaction due diligence, financial modeling, risk management and legal documentation
• Works in a collaborative environment to perform detailed financial analysis and assist in building complex transaction models for new and existing warehouse – structured finance transactions
• Supports the Chief Investment Officer and Head of Capital Markets in other assigned tasks
• Other duties as assigned

Skills

• Bachelor's degree in Finance or related field
• 0 – 2 years of experience in Warehouse Finance, Debt Capital Markets, Structured Credit, Specialty Lending and or Investment Banking
• Communication skills (verbal and written)
• Critical thinking skills
• Attention to detail
• Working towards an MBA and or CFA a plus
• Recent college graduates will be considered

Qualifications

Must Haves

• Bachelor's degree in Finance or related field
• 0 – 2 years of experience in Warehouse Finance, Debt Capital Markets, Structured Credit, Specialty Lending and or Investment Banking
• Communication skills (verbal and written)
• Critical thinking skills
• Attention to detail

Nice to Haves

• Working towards an MBA and or CFA a plus
• Recent college graduates will be considered

Benefits

• This role is also eligible for an annual performance-based incentive opportunity.
• Health insurance
• 401(k) retirement benefits
• Life insurance
• Disability benefits
• Paid time off