Capital Markets Analyst – Loan Trading

Summary

Pathward is a financial empowerment company focused on expanding access to responsible financial products and services. The Capital Markets Analyst – Loan Trading will support the development and operation of the bank’s Whole Loan Trading platform, including transaction analysis, structuring, execution, reporting, investor communications, and operational risk management.

Responsibilities

• Assist in building and leading the bank’s Capital Markets Whole Loan Trading platform
• Provides analytical and operational support in managing the bank’s Secondary Whole Loan Trading business
• Leads day-to-day Loan Trading operations and reporting responsibilities
• Assist in the evaluation, structuring and execution of potential new Capital Markets structured finance transactions including securitization, whole loan sales and forward flow agreements
• Assist in driving execution with top investment banks, insurance companies, hedge funds, credit funds and private institutional investors to fund off balance sheet assets
• Assist in developing and enhancing relationships with capital sources, institutional investors, rating agencies and law firms
• Prepare investor due diligence information to position Pathwards assets in the Capital Markets
• Responsible for designing, building and scaling the operational framework for the banks Whole Loan Trading platform
• Assist the Capital Markets Data Analytics team in developing financial models relating to asset performance and pricing
• Manage day-to-day communication and due diligence requests from capital market partners
• Develop and maintain investor reporting requirements, surveillance, internal dashboard reporting and Monthly Business reviews
• Develop and update marketing material for prospective investors
• Create and maintain investor databases and transaction comparables
• Identify and implement new concepts, best practices and approaches related to Capital Markets reporting and operational & credit risk management
• Assist in overseeing all third-party Capital Markets financial and operational audits
• Support the Chief Investment Officer and Head of Capital Markets in other assigned tasks
• Other duties as assigned

Skills

• Bachelor's degree in Finance or related field
• 0 – 2 years of experience in Whole Loan Acquisitions / Divestitures, Debt Capital Markets, Structured Finance, Specialty Lending and / or Investment Banking
• Recent College graduates will be considered
• Outstanding communication skills and ability to articulate investment merits to potential capital partners
• Communication skills (verbal and written)
• Critical thinking skills
• Attention to detail
• Working towards an MBA and or CFA a plus

Qualifications

Must Haves

• Bachelor's degree in Finance or related field
• 0 – 2 years of experience in Whole Loan Acquisitions / Divestitures, Debt Capital Markets, Structured Finance, Specialty Lending and / or Investment Banking
• Recent College graduates will be considered
• Outstanding communication skills and ability to articulate investment merits to potential capital partners
• Communication skills (verbal and written)
• Critical thinking skills
• Attention to detail

Nice to Haves

• Working towards an MBA and or CFA a plus

Benefits

• This role is also eligible for an annual performance-based incentive opportunity.
• Health insurance
• 401(k) retirement benefits
• Life insurance
• Disability benefits
• Paid time off
• Hybrid, remote-office work arrangement