Mortgage Lock Desk Analyst

Summary

AmeriSave Mortgage Corporation is an online mortgage lender focused on delivering responsible home lending solutions. The Lock Desk Analyst processes and manages mortgage lock requests, supports loan origination teams, enforces rate lock policies, and helps resolve pricing and system issues.

Responsibilities

• Process new locks requests, extensions, relocks, lock changes, and lock cancellations with investors
• Manage the Lock Desk queue in a timely manner by providing support to Loan origination units as needed
• Enforce AmeriSave Rate Lock Policy while working closely with Loan Officers and Operations Staff
• Aid production support staff in identifying and solving various locking and pricing issues
• Notify leaders of pricing and other issues to maintain accuracy of internal pricing engine and to improve system processes and performance

Skills

• 2+ years of Lock Desk or pricing experience
• 3+ years of general Mortgage experience with 1+ year of lock desk specific experience
• Working Knowledge of secondary mortgage market framework- Fannie Mae, Freddie Mac and FHA/VA mortgage programs
• Experience locking best effort loans with investors
• Able to work efficiently while maintaining professionalism across departments and external vendors
• Strong critical thinking and math skills
• Ability and desire to learn and grow
• Microsoft Office applications experience required
• Detail oriented with ability to work in high-volume, fast-paced environment
• Knowledge of products: Jumbo, CES, Helocs, NonQm a plus
• SQL knowledge is a plus

Qualifications

Must Haves

• 2+ years of Lock Desk or pricing experience
• 3+ years of general Mortgage experience with 1+ year of lock desk specific experience
• Working Knowledge of secondary mortgage market framework- Fannie Mae, Freddie Mac and FHA/VA mortgage programs
• Experience locking best effort loans with investors
• Able to work efficiently while maintaining professionalism across departments and external vendors
• Strong critical thinking and math skills
• Ability and desire to learn and grow
• Microsoft Office applications experience required
• Detail oriented with ability to work in high-volume, fast-paced environment

Nice to Haves

• Knowledge of products: Jumbo, CES, Helocs, NonQm a plus
• SQL knowledge is a plus

Benefits

• 401(k)
• Dental insurance
• Disability insurance
• Employee discounts
• Health insurance
• Life insurance
• Paid time off
• 12 paid holidays per year
• Paid training
• Referral program
• Vision insurance
• Referral bonuses
• This is a remote opportunity to work from home.