Mortgage Wholesale Account Representative

Summary

Ameris Bank is a purpose-driven financial institution providing banking and mortgage services to customers and communities. The Mortgage Wholesale Account Representative generates new business through sales to mortgage brokers and other lending institutions, develops referral sources, trains third-party originators, and supports mortgage loan processing and delivery activities.

Responsibilities

• Develop a Market Analysis to identify the size of the market and the type of loan products most commonly offered in that area
• Identify all prospects by geographic location, product usage and volume potential
• Categorize all prospects into Tier 1, Tier 2 or Tier 3 based on potential for new originations
• A weekly call program is established to define the frequency and nature of client contacts
• Targeted client calls are performed on a weekly basis and use each opportunity to convey the Value Proposition of the Bank and to disseminate product and program information to the client
• Will cause the Third Party Originator to complete the Loan Application for each referral (applicant). All loan applications must be completed in a prescribed manner that complies with all company policies and procedures as well as State and Federal regulations
• Train the Third Party Originator to collect all required information from the borrower to complete the loan application and work with the Customer Service Representative to advise the Third Party Originator for any additional information or assistance required by the processing staff
• Complies with all company policies and procedures as well as State and Federal regulations
• Practices ethical sales behaviors in accordance with Ameris’ core values of Integrity and Honesty; always acts in the best interest of the customer when offering additional products and services

Skills

• * Knowledgeable in all aspects of the mortgage transactions particularly, preliminary and final disclosures, the application, submission, appraiser selection, approval, closing and investor delivery processes
• * Ability to perform a Market Analysis and cultivate clients
• * Strong communication skills, written and oral, in relating to internal and external customers
• * Strong computer skills. Familiar with using Microsoft Excel and Word
• * Ability to present material in a professional manner
• * Ability to multi-task
• * Strong organizational and time management skills
• * Detail oriented
• * Minimum of 2 years of mortgage industry related experience required
• * High school diploma or GED required
• * Bachelor's degree preferred

Qualifications

Must Haves

• * Knowledgeable in all aspects of the mortgage transactions particularly, preliminary and final disclosures, the application, submission, appraiser selection, approval, closing and investor delivery processes
• * Ability to perform a Market Analysis and cultivate clients
• * Strong communication skills, written and oral, in relating to internal and external customers
• * Strong computer skills. Familiar with using Microsoft Excel and Word
• * Ability to present material in a professional manner
• * Ability to multi-task
• * Strong organizational and time management skills
• * Detail oriented
• * Minimum of 2 years of mortgage industry related experience required
• * High school diploma or GED required

Nice to Haves

• * Bachelor's degree preferred

Benefits

• Fully remote work arrangement
• Medical, Dental and Vision Insurance
• Ameris Bank absorbs a major portion of the cost of healthcare. You become eligible for coverage on the first of the month following 30 days of employment
• Life Insurance provided at no additional cost to employees
• Accidental Death & Dismemberment Coverage
• Long-Term Disability Coverage
• Paid Sick and Vacation Leave
• 11 Holidays
• Volunteer/Service Day
• Employee Stock Purchase Plan
• 401(k) Retirement Plan
• Ameris Bank matches 50% of your first 8% of contributions to the plan
• Flexible Spending Accounts
• Health Savings Account
• Health Reimbursement Arrangement
• Supplemental Life & Other Insurance Plans
• Identity Theft Protection
• Pet Insurance
• Legal Insurance
• Employee Assistance Program
• Employee Advocacy Program
• Tickets at Work (Entertainment discounts for Ameris Bank Employees)
• AT&T Employee Discount
• Wellness Discounts for Medical Premiums and Other Rewards
• Employee Referral Incentive
• Education Assistance
• Employee Resource Groups
• Free Interest Checking
• Free Safe Deposit Box
• Free Money Orders, Travelers’ Checks and Cashier Checks
• Discount on Mortgage Origination Fee
• Free Online Banking and Free Unlimited Online Bill Payment
• Employee Banking Perks