Credit Analyst (remote WA)

Summary

Banner Bank is a well-established financial institution recognized for its outstanding workplace culture and financial strength. As a Credit Analyst, you will be responsible for investigating credit and financial information, analyzing financial statements, and preparing credit approval packages to support lending decisions.

Responsibilities

• Investigate credit and financial information for prospective and existing commercial clients
• Analyze business and personal financial statements, tax returns, cash flow, collateral, and sources of repayment
• Prepare credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers
• Support new, renewed, and existing loan requests ranging from simple to moderately complex
• Ensure all work complies with internal policies, procedures, security requirements, and applicable regulations

Skills

• You hold a Bachelor's degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required)
• An equivalent combination of education and experience can be considered in lieu of a degree
• You bring two or more years of related credit or financial analysis experience (Required)
• You're comfortable analyzing financial statements, tax returns, and cash flow with a strong grasp of basic accounting principles
• You bring solid analytical thinking and sound judgment to every credit investigation
• You can manage high volumes of work accurately while adapting to shifting priorities in a deadline-driven environment
• You communicate clearly and professionally, both in writing and in conversation
• You understand federal and state regulations related to commercial lending
• You are proficient in Excel, Word, and other applicable systems

Qualifications

Must Haves

• You hold a Bachelor's degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required)
• An equivalent combination of education and experience can be considered in lieu of a degree
• You bring two or more years of related credit or financial analysis experience (Required)

Nice to Haves

• You're comfortable analyzing financial statements, tax returns, and cash flow with a strong grasp of basic accounting principles
• You bring solid analytical thinking and sound judgment to every credit investigation
• You can manage high volumes of work accurately while adapting to shifting priorities in a deadline-driven environment
• You communicate clearly and professionally, both in writing and in conversation
• You understand federal and state regulations related to commercial lending
• You are proficient in Excel, Word, and other applicable systems

Benefits

• Annual incentive potential
• Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
• Paid vacation time, sick time and 11 company paid holidays
• 401k (with up to 4% match)
• Tuition reimbursement